Shriram General Insurance

Shriram’s foray into the General insurance industry was with its partner in its life insurance foray – Sanlam.

The General Insurance business in India has gone through significant changes both in terms of new private players entering the Industry as well as the changes in the regulatory landscapes.

Shriram with its huge captive transportation customers/business focused its entire energies on addressing this target market and ensuring visible benefits to the transportation community.

SGIC was recently awarded the “Excellence in growth Award” at THE INDIA INSURANCE AWARDS 2011- 2012. SGIC was conferred this award for their outstanding growth within only 3 years of inception, by a highly eminent jury.

  Head Year
2009 2010 2011 2012
Income (INR cr) 114 417 781 1,266
PAT (INR cr) (4) 16 13 62
Net Worth (INR cr) 105 117 130 234

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Under the provisions of Motor Vehicles Act, all vehicles that aply in public places must have an insurance policy that at least covers "Third Party Liability" as specified under the Act.

Shriram Motor Package Policy provides:

  • Protection from a financial loss arising out of loss or damage to your vehicle.
  • Protection from liability towards third parties for personal injury.
  • Compensation for death and property damage on account of any accident involving your vehicle.

What does the policy cover

  • Loss or damage to your vehicle:
  • Natural Calamities
  • Man-Made Calamities
  • Pesonal Liability
  • Property Liability

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Fire Insurance

Every individual want to fulfill his dreams, see his family happily grow with the prosperity but life is full of unforeseen events, which can change the life of any person forever. No one can predict the future but everyone can buy protection against such uncertainties. Standard Fire and Special Perils Insurance Policy of Shriram General Insurance offers you the protection for your assets. So, if you are insured with Shriram General Insurance, you will get the best services and fast claim settlement.

Policy Coverage
This policy covers loss or damage due to the following:

  • Fire, Lightning, Explosion / Implosion
  • Aircraft Damage,Riot, Strike & Malicious Damage.Storm, Cyclone, Tempest, Hurricane, Tornado, Flood and Inundation.
  • Impact Damage, Subsidence and Landslide including Rockslide.Bursting and/or overflowing of Water Tanks.
  • Apparatus and Pipes
  • Missile testing operations.
  • Leakage from Automatic Sprinkler Installations and Bush Fire.
  • Upto 3% of the claim amount to cover the Architects, Surveyors and Consulting Engineer's Fees.
  • Upto 1% of the claim amount to cover the Debris Removal.

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Engineering Insurance

  • Boiler And Pressure Plant Insurance
  • Machinery Breakdown Insurance
  • Contractor's Plant And Machinery Insurance
  • Electronic Equipment Insurance
  • Erection All Risk Insurance
  • Contractor's All Risk Insurance.

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Miscelleneous Insurance

  • Householder's Umbrella Package Insurance
  • Shopkeeper Umbrella Package Insurance
  • Contractor's Plant And Machinery Insurance

Libalility Police for Medical Establishment Insurance

Scope of Cover
The Policy will indemnify the Insured in respect of any Act committed by the professionals or qualified Assistants named in the Proposal engaged by the Medical Establishments, which gives rise to any Third Party Legal Liabilities

Coverd Risks
Lists of Eligible Medical Establishments

  • Laboratories & Digonistics Centers
  • Hospitals
  • Mental Homes
  • Nursing & Convalescent Homes
  • Homes for Physically Disabled
  • Clinic
  • Dispencies Pharmacis
  • Veterinary Hospitals and / or Clinics.

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Shopkeeper's Umbrella Insurance

Shriram General Insurance's "Shopkeeper's Umbrella Insurance Package Policy" is devised to cater to the overall various exposures of your business as a shopkeeper. We have under one single Policy combined a number of contingencies for your convenience and comprehensive coverage.


Arrange a call with our Sales Representative:

  • Fire & Allied perils - Building & Contents .
  • Burglary & Robbery
  • Money in Transit.
  • Plate Glass and Neon Signs/Glow Signs
  • Electronic Equipment
  • Breakdown of Business Equipments
  • Personal Accident
  • Fidelity Guarantee
  • Public Liability

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Arrange a call with our Sales Representative